@font-face{font-family:Plus Jakarta Sans;src:url(/assets/jakarta.woff2) format("woff2");font-weight:200 800;font-style:normal;font-display:swap}:root{--brand:#3E4EA2;--page:#F2E8DF;--surface:#fff;--ink:#171717;--muted:#525252;--border:#D6D3D1;--danger:#9F2727;--radius:12px;font-family:Plus Jakarta Sans,sans-serif;color:var(--ink);background:var(--page);font-synthesis:none}*{box-sizing:border-box}body{margin:0;font-size:16px;line-height:1.6}button,input,select{font:inherit}button,input,select,summary{min-height:44px}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button,summary{cursor:pointer}:focus-visible{outline:3px solid var(--brand);outline-offset:4px}button{border-radius:8px}a{color:var(--brand);text-underline-offset:4px}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3,h4{line-height:1.22}h2{font-size:24px;letter-spacing:-.6px}h3{font-size:22px;letter-spacing:-.45px}h4{font-size:16px}p{margin-bottom:16px}svg{display:block}::selection{background:#dce0f5}@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}}.site-header,.page,.site-footer{max-width:1168px;margin-inline:auto;padding-inline:24px}.site-header{display:flex;align-items:center;justify-content:space-between;padding-block:26px;border-bottom:1px solid #d6cfc9}.site-header img{display:block;width:150px;height:auto}.site-header a{display:inline-flex;align-items:center;min-height:44px}.back-link{font-weight:600;text-decoration:none;gap:24px}.intro{padding:64px 0 40px;max-width:790px}.eyebrow{font-size:12px;letter-spacing:2px;font-weight:700;color:var(--brand);margin-bottom:20px}.intro h1{font-size:64px;font-weight:600;letter-spacing:-3px;line-height:1.07;max-width:700px;margin-bottom:24px}.intro-copy{font-size:19px;line-height:1.7;max-width:650px;color:#45413f;margin-bottom:0}.path-selector{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:0 0 48px}.path-selector button{background:transparent;border:1px solid #aaa099;text-align:left;padding:24px 26px;color:var(--ink);font-weight:600;font-size:18px;border-radius:10px;position:relative}.path-selector button[aria-pressed=true]{border-color:var(--brand);background:var(--brand);color:#fff}.path-number{font-size:13px;opacity:.85;letter-spacing:1px;margin-right:9px}.path-caption{display:block;font-size:16px;font-weight:400;margin-top:9px;padding-left:43px;opacity:.9}.path-selector button:hover{box-shadow:0 2px #202c6220}.calculator-layout{display:grid;grid-template-columns:340px minmax(0,1fr);gap:40px;align-items:start}.form-panel{border:1px solid var(--border);border-radius:var(--radius);background:#fff;padding:28px 24px}.form-section+.form-section{border-top:1px solid var(--border);padding-top:28px;margin-top:28px}.section-heading{display:flex;gap:12px;align-items:center;margin-bottom:26px}.section-heading h2{margin:0}.step{font-size:12px;font-weight:600;border:1px solid #aaa5a0;padding:3px 7px;color:var(--muted);line-height:1.5;letter-spacing:.7px}.field{margin-bottom:22px;min-width:0}.field label{display:block;font-size:16px;font-weight:600;margin-bottom:8px}.field input,.field select{display:block;width:100%;background:#fff;border:1px solid #a9a5a3;border-radius:6px;padding:12px 13px;color:var(--ink);height:49px;min-width:0;font-variant-numeric:tabular-nums}.field input:hover,.field select:hover{border-color:var(--brand)}.field input[aria-invalid=true]{border-color:var(--danger)}.field-pair{display:grid;grid-template-columns:1fr 1fr;gap:12px}.hint{font-size:16px;line-height:1.6;color:var(--muted);margin:8px 0 0}.field-error{font-size:16px;color:var(--danger);margin:8px 0 0}.check{display:flex;gap:12px;align-items:start;margin:0 0 24px;cursor:pointer}.check input{width:22px;height:22px;min-height:22px;margin:4px 0 0;flex-shrink:0;accent-color:var(--brand)}.check span{padding-top:0;font-size:16px}.check{min-height:44px}.assumptions{border-top:1px solid var(--border);margin-top:24px}.assumptions summary{font-weight:600;padding-block:16px}.assumptions-content{padding-top:12px}.primary{display:inline-flex;align-items:center;justify-content:center;gap:24px;border:1px solid var(--brand);background:var(--brand);color:#fff;border-radius:8px;min-height:48px;padding:13px 20px;font-weight:600;text-decoration:none;line-height:1.4}.primary:hover{background:#303d83}.calculate{width:100%;margin-top:16px}.privacy-note{font-size:16px;color:var(--muted);text-align:center;margin:16px 0 0}.panorama{min-width:0;padding-top:28px}.empty-state{background:#f9f5f1;border:1px solid #d6cfc9;padding:48px 38px;border-radius:12px;min-height:495px}.empty-mark{font-size:64px;font-weight:200;color:var(--brand);line-height:1;margin-bottom:32px}.empty-state h3{font-size:30px;letter-spacing:-1px;max-width:360px}.empty-state>p{max-width:460px;color:var(--muted)}.empty-preview{display:flex;flex-direction:column;margin:32px 0;border-block:1px solid #d9d2cc}.empty-preview span{padding:13px 0;font-weight:500}.empty-preview span+span{border-top:1px solid #e3dcd6}.results-top{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:22px;flex-wrap:wrap}.results-top .eyebrow{margin:0;font-size:11px;letter-spacing:1.4px}.perspective{display:flex;border:1px solid #aca49c;border-radius:6px;overflow:hidden}.perspective button{border:0;border-radius:0;background:transparent;color:var(--muted);font-size:13px;font-weight:600;padding:10px 12px;min-height:44px}.perspective button[aria-pressed=true]{background:var(--brand);color:#fff}.results>h3{font-size:30px;letter-spacing:-1px;margin-bottom:8px}.metrics{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:26px}.metric{background:#fff;border:1px solid var(--border);border-radius:10px;padding:22px 20px;min-width:0}.metric h4{color:#4e4a47;font-weight:500;margin:0 0 14px}.metric-value{font-variant-numeric:tabular-nums;font-size:32px;font-weight:600;letter-spacing:-1.1px;line-height:1.15;margin-bottom:10px;overflow-wrap:anywhere}.metric .hint{font-size:16px;line-height:1.5}.metric.featured{background:var(--brand);border-color:var(--brand);color:#fff}.metric.featured h4,.metric.featured .hint{color:#fff}.coverage{padding:18px 20px;border-left:3px solid var(--brand);background:#f9f5f1;font-weight:500;margin:24px 0 16px}.active-assumptions{font-size:16px;color:var(--muted);line-height:1.7}.chart-section{margin-top:36px;border-top:1px solid #cec6bf;padding-top:28px}.chart-section h3{margin-bottom:8px}.balance-chart{width:100%;height:auto;margin-top:22px;overflow:visible}.grid-line{stroke:#d2cbc5;stroke-width:1}.axis-label{fill:#525252;font:12px Plus Jakarta Sans,sans-serif}.marker-label{fill:#3d3b39;font:11px Plus Jakarta Sans,sans-serif}.balance-line{fill:none;stroke:var(--brand);stroke-width:3;stroke-linejoin:round}.drawdown-line{stroke-dasharray:6 4}.paid-line{fill:none;stroke:#69625d;stroke-width:1.6}.retirement-line{stroke:#a5a09b;stroke-dasharray:3 4}.retirement-dot{fill:var(--brand)}.shortfall-line{stroke:#9f2727;stroke-width:2}.chart-legend{display:flex;gap:14px;flex-wrap:wrap;margin:16px 0;font-size:13px;color:var(--muted)}.chart-legend span{display:flex;align-items:center;gap:7px}.chart-legend i{display:inline-block;width:18px;height:0;border-top:3px solid var(--brand)}.chart-legend .legend-paid{border-color:#69625d;border-width:2px}.chart-legend .legend-drawdown{border-top-style:dashed}.annual-details{border-block:1px solid #cec6bf}.annual-details summary{padding:14px 0;font-weight:500;font-size:16px}.table-scroll{overflow:auto;max-width:100%}table{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums;text-align:left}caption{text-align:left;padding:12px 0;font-weight:600}th,td{padding:12px 10px;border-bottom:1px solid var(--border);white-space:nowrap}thead{background:#e3ded8}.breakdown{margin-top:30px}.breakdown h3{margin-bottom:6px}.composition-bar{width:100%;height:16px;margin-top:22px}.paid-fill{fill:#69625d}.balance-fill{fill:var(--brand)}.composition-values{display:flex;justify-content:space-between;gap:20px;margin:16px 0 0}.composition-values dt{font-size:16px;color:var(--muted);margin-bottom:6px}.composition-values dd{margin:0;font-size:22px;font-weight:600;font-variant-numeric:tabular-nums}.advisor{border-top:1px solid #cec6bf;margin-top:36px;padding-top:30px}.advisor h3{font-size:24px}.advisor p{color:var(--muted)}.disclaimer{margin:64px 0 0;border-top:1px solid #c8beb6;padding:32px 0 40px;display:grid;grid-template-columns:340px 1fr;gap:40px}.disclaimer h2{font-size:20px;max-width:280px}.disclaimer p{color:var(--muted);margin:0}.site-footer{display:flex;justify-content:space-between;align-items:center;border-top:1px solid #c8beb6;padding-block:28px;gap:24px;font-size:14px}.site-footer p{margin:0}.site-footer span{margin:0 8px}.site-footer nav{display:flex;gap:24px}.site-footer a{display:inline-flex;min-height:44px;align-items:center;color:var(--muted)}.download-report{margin-top:30px;padding-top:28px;border-top:1px solid #cec6bf}.secondary{border:1px solid var(--brand);background:transparent;color:var(--brand);border-radius:8px;padding:12px 20px;font-weight:600;min-height:48px}.secondary:hover{background:#e4dfdf}.secondary:disabled{opacity:.65;cursor:wait}.download-report .hint{max-width:500px}.comparison{border-top:1px solid #cec6bf;margin-top:32px;padding-top:28px}.comparison>h3{margin-bottom:8px}.scenario-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:22px}.scenario{background:#f9f5f1;border:1px solid #d2cac3;border-radius:8px;padding:18px 14px;min-width:0}.scenario .eyebrow{font-size:10px;letter-spacing:1px;display:block;margin-bottom:12px}.scenario h4{font-size:17px;margin-bottom:12px;min-height:42px}.scenario-description{font-size:14px;color:var(--muted);line-height:1.6}.scenario dl{border-top:1px solid #d2cac3;padding-top:16px;margin:18px 0 0}.scenario dt{font-size:13px;color:var(--muted)}.scenario dd{font-size:20px;letter-spacing:-.7px;font-weight:600;margin:4px 0 16px;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}.scenario dd:last-child{margin-bottom:0}.unavailable{font-size:15px;color:var(--muted);border-top:1px solid #d2cac3;padding-top:14px}.scenario[aria-disabled=true]{background:transparent}.scenario[aria-disabled=true] h4{color:var(--muted)}@media(max-width:1000px){.scenario-grid{grid-template-columns:1fr}.scenario h4{min-height:auto}.scenario-description{font-size:16px}.scenario dd{font-size:24px}.scenario dt{font-size:16px}.scenario dl{display:grid;grid-template-columns:1fr 1fr;gap:4px 16px}.scenario dl dt:nth-of-type(1){grid-column:1;grid-row:1}.scenario dl dd:nth-of-type(1){grid-column:1;grid-row:2}.scenario dl dt:nth-of-type(2){grid-column:2;grid-row:1}.scenario dl dd:nth-of-type(2){grid-column:2;grid-row:2;margin-bottom:0}}@media(min-width:1100px){.form-panel{position:relative}.empty-state{margin-top:0}}@media(max-width:1000px){.calculator-layout{grid-template-columns:310px minmax(0,1fr);gap:24px}.form-panel{padding:24px 18px}.metric{padding:18px 14px}.metric-value{font-size:27px}.path-selector button{padding:20px;font-size:16px}.path-caption{padding-left:0}.disclaimer{grid-template-columns:310px 1fr;gap:24px}.results>h3{font-size:26px}.results-top{align-items:start}.intro h1{font-size:58px}}@media(max-width:760px){.site-header,.page,.site-footer{padding-inline:16px}.site-header{padding-block:18px}.site-header img{width:130px}.back-link{font-size:14px;gap:12px}.intro{padding:40px 0 28px}.eyebrow{font-size:11px;letter-spacing:1.6px;margin-bottom:16px}.intro h1{font-size:43px;letter-spacing:-2px;line-height:1.1;max-width:500px;margin-bottom:20px}.intro-copy{font-size:17px;line-height:1.65}.path-selector{grid-template-columns:1fr;gap:10px;margin-bottom:28px}.path-selector button{padding:18px;font-size:16px}.path-caption{font-size:14px;margin-top:6px;padding-left:35px}.path-number{font-size:12px;margin-right:5px}.calculator-layout{grid-template-columns:1fr;gap:30px}.form-panel{padding:24px 20px}.panorama{padding-top:0}.section-heading{margin-bottom:22px}.empty-state{padding:30px 24px;min-height:auto}.empty-state h3{font-size:27px}.empty-mark{margin-bottom:24px}.metrics{gap:10px}.metric{padding:18px 13px}.metric-value{font-size:26px;letter-spacing:-.9px}.metric h4,.metric .hint{font-size:14px}.metric h4{min-height:34px}.metric .hint{line-height:1.55}.results-top{gap:16px}.results>h3{font-size:27px}.coverage{padding:16px}.composition-values{gap:16px}.composition-values dt{font-size:14px}.composition-values dd{font-size:20px}.disclaimer{display:block;margin-top:44px;padding:28px 0}.disclaimer h2{max-width:none;font-size:20px}.site-footer{display:block;padding-block:22px}.site-footer p{margin-bottom:10px}.site-footer nav{flex-wrap:wrap;gap:6px 20px}.chart-section{padding-top:24px}.balance-chart{min-width:0}.chart-legend{font-size:12px;gap:10px}.advisor .primary{width:100%}}@media(max-width:760px){.axis-label{font-size:22px}.marker-label{font-size:21px}.paid-line{stroke-width:2.5}.metric h4,.metric .hint,.composition-values dt{font-size:16px}.chart-legend{font-size:14px}.scenario-description,.scenario dt,.site-footer{font-size:16px}}@media(max-width:380px){.metric-value{font-size:23px}.metric{padding:16px 12px}.intro h1{font-size:40px}.field-pair{gap:10px}.form-panel{padding:24px 18px}}